Insure Your New Gifts and Christmas Purchases

Consumers and Residents of Watertown, NY
Did you make any new purchases this time of year as Gifts or Christmas Presents?
Don't forget to check with your insurance agent or call us at Watertown Insurance Agency
Affordable McLaughlin & Kehoe  315-782-4300 to review your insurance needs and provide you with an insurance quote.

Many homeowners and renters insurance policies have specific coverage limits that only cover some personal property items such as Jewelry , Guns , Silverware etc. only up to $500 to $2000 for those items unless increased limits are purchased or a personal article floater is added to cover items on a listed basis with a stated amount of insurance.

If you are unsure of your covered limits please contact your insurance agent to review your policy.

Christmas Tree Debate : Real Or Fake??

The Live vs. Artificial Debate

The Christmas tree conundrum: real or fake?

The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford.

When it comes to Christmas trees, do you choose live or artificial? Do you cut your own at Goodmans’s or Chuck Hafners’s Cut your own tree farm?, or do you prefer the convenience of a tree bought at Lowes or Home Depot that won’t shed its needles, doesn’t need water and already has lights?

Both live and artificial trees have their advantages and disadvantages, and we here at Affordable McLaughlin Kehoe Insurance Agency and Syracuse Insurance Agency certainly aren’t going to try to convince you that one is “right.” But in the spirit of giving, we thought we’d provide some information to help you make the best decision for you and your family.

Artificial trees

According to the North Carolina Consumers Council, artificial trees pose fewer safety concerns than live trees, but that’s not to say they don’t have risks of their own. Even fake trees can catch fire when sockets are overloaded with Christmas lights, and it only takes seconds for any tree to become completely engulfed in flames. And yes, flame-resistant artificial trees will eventually succumb to a fire.

When using a pre-lit tree, always follow instructions, and place the tree in an open area where a fire won’t quickly spread to furniture or other things in close proximity.

The benefits of artificial trees, of course, are well-known. They’re convenient and often less messy than real trees. You can re-use them year after year, saving money and saving the environment. And there’s no need to spend time searching for the perfect tree, since it’s usually easy to adjust the “branches” to your liking.

Live trees

OK, so you want the real deal. That’s great! But you’re going to have to take a little more care than you would with an artificial tree. First of all, pick a tree that’s in good shape. If needles come off easily when you give it a shake or a quick pull on a branch, find another one.

When you get it home, cut off the bottom two inches of its trunk, and fill the tree stand with water regularly. This is the best way to prevent a fire. Remember not to overload it with lights and decorations. And the longer you keep your tree up, the drier— and the more dangerous – it will become.

Dispose of your tree properly as well. Don’t burn it or put it in your fireplace, as a burning Christmas tree can be harder to control than other types of fires.

If you’re a fan of real trees, you probably don’t need us to tell you the benefits. Just take in that smell and enjoy the season!

No matter what tree you choose, the important thing is to keep safety in mind as well. If you do that, your holiday enjoyment will be real, even if your tree isn’t!

Contact Us!

At Affordable McLaughlin Kehoe Insurance Agency and Syracuse Insurance Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 315-782-4300, 315-413-5005 or send us a note at info@amkagency.com Info@syracuseinsurance.com . We want to help you meet your goals, and make sure what's important to you is protected!

http://www.watertownagency.com

http://www.amkagency.com

Content provided by Safeco Insurance

Car Owners in Watertown NY Want to save up to 10% of your car or auto insurance for the next 3 years?  Take a New York State Defensive Driving course online from the NY Safety Council here from this direct link  http://www.newyorksafetycouncil.com/?lgr=7c2de5f8-ece9-e011-9480-00c09f3f0f12

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Phone 315-782-4300   or  www.watertownagency.com    Online Auto Insurance Quote estimates.

40 Public Square Watertown, NY 13601

Live in Watertown, NY and not sure where to find your best deal on your car insurance, home insurance, renters insurance or business insurance? 
Watertown Insurance Agency is the place to start. We are a local independent insurance agency representing many top insurance companies to shop and compare rates and find the one that best fits your individual needs and budget without sacrificing local customer service.
Call 315-786-8802 for a fast free phone insurance quote or visit us online for more information and start an online car insurance quote.    www.watertownagency.com

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Do you live in Watertown NY or Northern NY area and looking for a great deal on your car insurance, homeowners insurance, renters insurance, business insurance , snowmobile insurance , atv insurance, boat insurance, contractors insurance , small business insurance ?

Look no further --  Call Affordable McLaughlin Kehoe Agency located in Watertown NY at 40 Public Square.   Phone 315-782-4300 for quotes or more info  or visit their web site at AMK Agency Web Site